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NCSFA Firefighter Affinity Visa Debit Swipestakes Official Rules

HOW TO ENTER: Swipestakes begins August 19, 2009 and ends March 31, 2010 (the “Swipestakes Period”). If you are a Local Government Federal Credit Union (LGFCU) member who uses an NCSFA Visa debit card to make a purchase during the Swipestakes Period, your name will be automatically entered (one time for each qualifying transaction) for a chance to win.

ELIGIBILITY: Swipestakes open to individuals who are members of LGFCU that carry the NCSFA Visa check card and who make purchases with this Visa debit card from their LGFCU checking account during the Swipestakes Period. Eligible persons must be legal residents of, and residing in, the state of North Carolina and be at least 18 years of age. Directors, officers, and employees of LGFCU or NCSFA and their immediate family members and/or those living in the same household of each, as well as any persons involved in the design, administration or implementation of this Swipestakes, are not eligible to participate or to win. LGFCU, through its President, retains the sole discretion to determine any issue of eligibility, and the President’s decision will be final.

RANDOM DRAWING AND PRIZE: One potential prize winner will be selected, by random drawing, from all entries received during the Swipestakes Period. Odds of winning will depend upon number of eligible entries received. Prize will consist of one 2010 Ford F-150 XLT, to be awarded on May 4, 2010. Approximate potential value of prize is $26,000. Entrants need not be present at the time of drawing to be eligible to win. Winner will be notified within fifteen (15) business days of the drawing either by phone, e-mail or U.S. mail, based on contact information provided by the member to LGFCU. Winner will be required to execute and return an Affidavit of Eligibility and Release within fifteen (15) business days following notification as a condition of receiving prize. Failure to return the Affidavit of Eligibility in accordance with these stipulations, or otherwise accept the prize, may result in forfeiture of the prize and an alternate winner may be selected via random drawing.

Only purchase transactions will be considered valid entries; ATM withdrawals will not be considered as qualified entries.

Prizes are non-transferable and cannot be redeemed or substituted for another prize, and LGFCU shall have the right to determine method and form of prize delivery. LGFCU’s decisions concerning all matters related to the Swipestakes shall be final. Winner acknowledges that the prize is taxable. Winner will receive an IRS 1099 tax form and may wish to seek advice from an independent tax advisor.

NOTICE OF WINNER: For a notice identifying the winner, visit www.lgfcu.org after May 10, 2010 and before November 30, 2010. Winner’s name will also be published in the third quarter 2010 Line of Fire, NCSFA’s quarterly newsletter.

GENERAL RULES: Entry in the Swipestakes is offered to eligible members, but void where prohibited or restricted by law. All applicable federal, state, and local laws and regulations apply. All materials submitted become the sole property of LGFCU and will not be returned. Return of any prize notification as undeliverable will result in disqualification, and an alternate winner may be selected. Acceptance of prize constitutes permission to LGFCU to use the winner’s name and likeness for purposes of advertising and trade without further compensation, unless prohibited by law. LGFCU reserves the right to use any and all information related to the Swipestakes, for marketing or any other purpose, unless prohibited by law.

By accepting a prize, winner agrees to hold harmless and to indemnify LGFCU and NCSFA and their officers, directors, agents, employees and assigns with regard to all claims, liabilities, and legal expenses related to any dispute that arises from a designated winner’s participation, use or alleged misuse of the prize or acceptance of the prize.

LGFCU is not responsible for any typographical or other error in the printing of this offer, administration of this promotion, or the announcement of the prize. LGFCU reserves the right to suspend or terminate the Swipestakes in the event the administration, security, fairness, integrity, or proper conduct of the Swipestakes is jeopardized. This promotion is governed by the laws of the state of North Carolina. This Swipestakes is void in all states except North Carolina. LGFCU is not responsible for payment of any of the tax consequences related to the awarding of any prize as part of the Swipestakes.

Swipestakes sponsored by Local Government Federal Credit Union, 323 West Jones Street, Suite 600 Raleigh, NC 27603 and

NCSFA, 323 West Jones Street, Suite 400 Raleigh, NC 27603.